Detached House for sale at 3 ST James Street, Kawartha Lakes, Ontario, K9V 1L9 - Lindsay - MLS: X13468198

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3 ST James Street

Kawartha Lakes, Ontario, K9V 1L9 - Lindsay

$529,000

Virtual Tour

Neighbourhood

Lindsay
Major Intersection

Queen Street & St. James Street

Listed Since: 20 day(s)
Last update: today

Virtual Tour

Overview

Property Type

Detached, Bungalow-Raised
Bedrooms

2 + 2
Bathrooms

2
Basement

Full + Finished
Kitchen

1
Total Parking

4 (1.5 Carport Garage)
Lot Size

82.5x63.36 (Feet)
Taxes

$3,069.12 (2026)
Type

Freehold

Property Description

Property description for 3 ST James Street, Kawartha Lakes

Welcome to 3 St. James Street in Lindsay's desirable north-east end, where comfort, character, and pride of ownership come together on an impressive lot with approximately 82 feet of road frontage. This well-maintained raised bungalow offers a flexible floor plan perfect for families, retirees, hobbyists, or those looking for additional space to work from home. The main level offers a bright kitchen featuring a cozy dinette area and provides a walkout to a charming three-season sunroom, creating the perfect spot to enjoy your morning coffee, entertain guests, or unwind while overlooking the backyard while the spacious living area adds extra room for overflow. The main level offers two bedrooms, currently being utilized as a formal dining room and an artist's studio, providing endless possibilities to suit your lifestyle. A full bathroom completes the main floor. The lower level adds valuable living space with two additional bedrooms and a two-piece bath; one bedroom has a living area attached. Outside, you'll appreciate the attached 1.5-car carport, garden enthusiasts will love the perennial gardens and greenhouse, storage shed and still room for more. Numerous updates have been completed over the past five years, allowing buyers to move in with confidence and enjoy the benefits of a well-cared-for home. Conveniently located close to schools, parks, shopping, medical services, recreation facilities, and all the amenities that Lindsay has to offer, this property combines a sought-after location with exceptional versatility and value. Whether you're looking for a family home, space for creative pursuits, or a property with room to grow, 3 St. James Street is a wonderful opportunity to enjoy comfortable living in one of Lindsay's most established neighbourhoods.

Listed by Ball Real Estate Inc.

Property details

MLS #

X13468198
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

n/a
Garage

Carport, 1.5 spaces
Total Parking

4
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete, Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Baseboard
A/C

Other
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13468198
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

n/a
Garage

Carport, 1.5 spaces
Total Parking

4
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete, Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Baseboard
A/C

Other
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Living

4.81 x 4.13 ft Main level
Kitchen

7.02 x 2.88 ft Main level
Sunroom

5.33 x 2.72 ft Main level
Br

4.84 x 3.12 ft Main level
Br

3.21 x 3.91 ft Main level
Bathroom

1.52 x 2.9 ft Main level
Primary

4.59 x 3.28 ft Bsmt level
Other

4.6 x 3.33 ft Bsmt level
Bathroom

1.21 x 2.13 ft Bsmt level

2 Pc Bath
Laundry

4.46 x 2.9 ft Bsmt level
Br

4.66 x 2.93 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Local Real Estate Price Trends for Detached in Lindsay

Active listings

163

Average Selling Price of a Detached

June 2026

$545,292

Last 3 Months

$578,192

Last 12 Months

$607,015

June 2025

$626,249

Last 3 Months LY

$646,830

Last 12 Months LY

$643,971

Change

-13%

Change

-11%

Change

-6%

Historical Average Selling Price of a Detached in Lindsay

Average Selling Price

3 years ago

$665,397

Average Selling Price

5 years ago

$581,798

Average Selling Price

10 years ago

$313,353

Change

-18%

Change

-6%

Change

74%

How many days Detached takes to sell (DOM)

June 2026

Last 3 Months

Last 12 Months

June 2025

Last 3 Months LY

Last 12 Months LY

Change

-14%

Change

15%

Change

11%

Average Selling price

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First time home buyer

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.